Flood

Did you know that on a national basis only 20% of American homes at risk for floods are covered by flood insurance?

Did you know that the Federal Government requires flood insurance to secure mortgage loans by federal agencies such as FHA and VA?

Did you know standard homeowners’ insurance policies do not cover flood type disasters?

The lack of flood insurance can be disastrous to many homeowners who discover only after the damage has occurred that their standard homeowner insurance policy only covers standard sewer and water back-up, not flooding.  These types of disasters can be brought on by landslides, hurricanes, earthquakes or your typical heavy rainfall. The federal government created the National Flood Insurance Program in 1968 as a reaction to insurers in the US refusing to write flood insurance coverage on homes located in flood zones.  If you feel you may be covered improperly, please visit FreeFlood.com to see if you’re in a flood zone and contact us at 847-934-6100 for a free quote.